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All the leading tech companies in this space are trying to achieve the holy grail of mashing different data sets to give better targeting to marketers.

Earlier, one could pay their bill only through cash, cheque or a demand draft. A vast majority of Facebook’s 500 million monthly users are logged on to Facebook Messenger with about 80 million payment cards on file.Facebook’s recently launched P2P payments system is currently built entirely around the Messenger platform.Facebook P2P payments geographic outreach: Facebook’s P2P payments will be initially available only in the US.To become a P2P payments system in the US, a company must apply for and be granted a money transmitter license in every state.

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